Homeowners: Get The Facts 4 Free Reports Download Now  10 Ways to Avoid Foreclosure --------------- Short Sale Vs Foreclosure Credit and other Impacts --------------- Pitfalls & Solutions with Short Sales: What Homeowners Should Know --------------- The 7 Most Dangerous Myths About Short Sales --------------- Download Now

Wondering Where to Begin To Avoid Foreclosure?

Timing is crucial if you want to avoid ending up in foreclosure! Here is a small glimpse at the beginning stages of taking control and lifting the pressure that has been building on your shoulders! Obviously, this process is very complicated and not easy, however, if we can save you from foreclosure, then it is well worth it! Take a deep breath, and start with step one.

STEP ONE:
Contact Sandy and Craig at RE/MAX Santa Clarita for a confidential discussion to learn what your options might be to avoid foreclosure of your Santa Clarita, California area property..

Download the FREE Reports  
-or- simply call call the Santa Clarita Hotline at (661) 309-1123.

During your initial complimentary meeting with Sandy & Craig, you will learn what questions to discuss with your accountant and attorney for additional advice and possible tax or legal ramifications with a short sale or foreclosure. If you do not have one, ask Sandy and Craig for some professional recommendations.   

STEP TWO:
Read the FREE Reports offered by Sandy and Craig to learn more about the short sale process, how to modify your loan, and what the common mistakes homeowners make that cost them their home!

Read about the Governments Making Home Affordable plan www.MakingHomeAffordable.gov to learn whether loan modification could be an option

STEP THREE:
If a short sale is determined to be your best option, receive the easy to complete Homeowner Document Preparation Checklist from Sandy and Craig and prepare all of the documents needed to work with the banks.

Read about your IRS Tax Consequences in
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

Download IRS Form
Form 982 for Reduction of Tax Indebtness Due to Discharge of Indebtness 


STEP FOUR:
Sandy and Craig will carefully analyze the surrounding real estate market and give an expert opinion of value. List your property for sale and begin marketing the property to attract a qualified buyer who is willing to work with a Short Sale Property. Meanwhile, a preliminary Short Sale Package will be submitted to the bank(s) by Sandy and Craig on your behalf and negotiations will begin.

STEP FIVE:
Once we have a qualified buyer for your property, Sandy & Craig will submit your completed extensive Short Sale package to your lender (s) and will negotiate on your behalf to obtain a favorable short sale acceptance with all your properties lenders. Escrow is opened and carefully tracked to ensure a timely closing. 

STEP SIX:
You can move on to the next chapter and exhale, knowing that you did everything possible to avoid foreclosure and save your credit.