Automated Home Value Estimator

Wondering Where to Begin To Avoid Foreclosure in Santa Clarita? 

It's not your fault!!  Powers much greater that any of us created this mess.  The good news is you can easily take action to get out.  Take control back from banks. 

Believe it or not, the banks really do want to help, simply because they save money.  Just don't count on them to help you get it done. 

You just need a little help from someone who knows how to get the banks to do they are supposed to do by showing them how they will save money by accepting the short sale terms we are proposing.    It is easier than you think if you have the right help....

... We are that help!  But time could be crucial if you want to avoid ending up in foreclosure or get the best terms!

Here is a glimpse at you taking control and lifting the pressure that has been building on you and your families shoulders! Obviously, this is a little over simplified but this is how it works and it can save you from foreclosure, and it is well worth it! So take a deep breath, and start with step one.

STEP ONE:
Contact Sandy and Craig at RE/MAX Santa Clarita for a confidential discussion to learn what your options might be to avoid foreclosure of your Santa Clarita, California area property.  Invest just one more hour of your time and you will most likely be on the path to relief as soon as you walk out the door.

Simply call our 24 hour Santa Clarita Hotline at (661) 309-1123 and ask to reserve your personal, confidential appointment with us.

During your initial complimentary meeting with Sandy & Craig, you will learn what best applies to your unique situation and some great options. 

We will also help you know the right questions and issues to discuss with your accountant and attorney, and including how to get the right answers to the possible tax or legal ramifications with a short sale or foreclosure.  If you do not have one, ask Sandy and Craig for some professional recommendations.

If you want to do some more research before we meet then .....

Download the FREE Reports 

• 10 Ways to Avoid Foreclosure
• Short Sale Vs Foreclosure
• Credit and other Impacts
• Pitfalls & Solutions with Short Sales:
• What Homeowners Should Know
• The 7 Most Dangerous Myths About Short Sales

STEP TWO:

  - Review the FREE Reports above offered by Sandy and Craig to learn more about the short sale process, how you might be able to modify your loan, and what the common mistakes homeowners make that cost them their home!

  - Learn about the Governments Making Home Affordable plan www.MakingHomeAffordable.gov to determine whether loan modification could be an option. 

 - Read about your IRS Tax Consequences or a foreclosure or short sale in
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

Download IRS Form
Form 982 for Reduction of Tax Indebtness Due to Discharge of Indebtness

 - Learn about California Law Restricting Lenders from Pursuing Homeowners after a short sale.

SB 931 - 1st TD's and Senior Loans
SB 458 - 2nd TD's and Junior Loans

 - Review our Frequently Asked Questions page above.

 STEP THREE:
If a short sale is determined to be your best option, Sandy & Craig will contact your lender(s) anonymously and determine what will be required to have a successful outcome.  We will then review with you what is required,  prepare our easy to complete Homeowner Document Preparation Checklist  and will prepare and package all of the documents needed to work with the banks.

STEP FOUR:
Sandy and Craig will carefully analyze the surrounding real estate market and give an expert opinion of value. List your property for sale and begin marketing the property to attract a qualified buyer(s) who are willing to work with a Short Sale Property. 

STEP FIVE:
Once we have a qualified buyer for your property, Sandy & Craig will submit your completed extensive Short Sale package to your lender (s) and will negotiate on your behalf to obtain a favorable short sale acceptance with all your properties lenders. Escrow is opened and carefully tracked to ensure a timely closing. 

STEP SIX:
You can move on to the next chapter and exhale, knowing that you did everything possible to avoid foreclosure and save your credit.